How are fintechs managing economic headwinds and credit tightening? We talk with Ratinder Bedi, Chief Credit Officer at SoFi, about how his company is managing these challenges and how fintechs and traditional banks often differ in their approach.

In this episode:

·      The biggest challenges facing SoFi this year

·      How the restart of student loan refinancing may impact the fintech industry

·      What’s in SoFi’s playbook for economic downturns

·      Where SoFi wants to leverage generative AI in its business

·      What the fintech industry is doing differently from traditional banks

·      How fintechs and other industries are battling the rising tide of fraud

Resources:

Fintech Solutions: Discover how our rich data, predictive analytics and cloud-native technologies can help fintechs successfully target and acquire more customers, mitigate fraud and make better business decisions.

CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.

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Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com