The final episode of our three-part series focuses on consumer and commercial lending in 2023. In our interview with Cris deRitis, Deputy Chief Economist at Moody’s Analytics, we discuss how lenders can find responsible growth in challenging economic times.

Highlights:

1:00 - Trends in consumer and commercial lending in 2023

2:22 – Delinquencies will rise with slowing economy

3:50 – What impact will new Congressional make-up affect economy?

5:00 – National debt ceiling needs to be raised

6:30 – How to balance risk and opportunity in lending going forward

8:15 – Trade line volume and debt consolidation after holidays

9:29 – Small business applications remain high

10:45 – What aren’t lenders focusing on that they should be

Resources:

CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.

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