Henssler Money Talks

Henssler Financial

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Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166. Money Talks also airs Saturdays on 920 AM WGKA in Atlanta. Money Talks is Atlanta's longest running, most respected money show on radio.

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935 episodes

Henssler Money Talks - August 6, 2022

HENSSLER MONEY TALKS – AUGUST 6, 2022 Season 36, Episode 32 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP®, to discuss the market’s movements, the ISM Manufacturing and Non-Manufacturing indices, and interest rates. Shawna and Melanie team up to discuss the many options for parents who are saving for their children’s college education. The show hosts finish the hour by answering listeners’ questions on if it is a good time to buy in the Technology sector and whether self-directed IRAs to hold real estate are worth the effort.  Timestamps and Chapters __ __  Follow Henssler:   __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Aug 06
Case Study: Problems with Highly Concentrated Positions

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, to discuss the issues investors can have when they have a concentrated position in one stock. Read the Article: https://www.henssler.com/all-your-apples-in-one-basket-concentrated-stock-positions 

12m
Aug 02
Money Talks - July 30, 2022

HENSSLER MONEY TALKS – JULY 30, 2022 Season 36, Episode 31 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, discuss the interest rate increase from the Fed and the first reading of second quarter gross domestic product. D.J. and Giuliana team up to discuss the issues investors can have when they have a concentrated position in one stock. The experts round out the show answering listener questions about a European Index fund and how the interest rate increases affect student loans.   Timestamps and Chapters __ __  Follow Henssler:   __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jul 30
Case Study: Fixed-Income Strategy during High Inflation

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to explore a fixed-income strategy given the high inflation and rising interest rate environment.  Read the Article: https://www.henssler.com/fixed-income-preserve-principal-not-maximize-returns

18m
Jul 26
Henssler Money Talks - July 23, 2022

HENSSLER MONEY TALKS – JULY 23, 2022 Season 36, Episode 30 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to cover the unexpected rally in the market this week as well as some housing news. The experts team up to discuss a fixed-income strategy given the high inflation and rising interest rate environment. They wrap up the show answering a listener’s question on opening and funding a Roth IRA for a teenager.  Timestamps and Chapters __ __  Follow Henssler:   __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jul 23
Case Study: In Uncertain Times, Do Annuities Make Sense?

Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Financial Planner Josh Weidie, CWS® are joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, who explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace. Read the Article: https://www.henssler.com/with-high-inflation-and-volatility-do-annuities-make-sense   

12m
Jul 19
Henssler Money Talks - July 16, 2022

HENSSLER MONEY TALKS – JULY 16, 2022 Season 36, Episode 29 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, and Senior Financial Planner Josh Weidie, CWS®, to cover rising inflation with the Consumer Price and Producer Price indices. In this week’s Case Study, pre-retirees are panicking because their portfolio is down, so they are considering an annuity. Jim explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace. The experts round out the show answering listeners’ questions on the taxable gains from I Bonds held to maturity and if an inverted yield curve is a harbinger of recession or if it causes a recession. TIMESTAMPS AND CHAPTERS __ __  FOLLOW HENSSLER:   __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com/ Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jul 16
Case Study: Mid-Year Tax Reviews

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to highlight the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA.  Read the Article: https://www.henssler.com/with-many-tax-provisions-sunset-in-2022-planning-still-required 

14m
Jul 12
Our Three Cents — Is It Too Late?

Our Three Cents — Is It Too Late?  Season 2, Episode 7    The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial answer the question if it is too late to sell your business this year now that interest rates are increasing and the market has taken a roughly 18% tumble.   "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial. https://www.henssler.com/ CLICK HERE TO SUBSCRIBE TO THE HENSSLER MONEY TALKS PODCAST.  https://hensslermoneytalks.buzzsprout.com/

18m
Jul 09
Henssler Money Talks – July 9, 2022

Henssler Money Talks – July 9, 2022 Season 36, Episode 28 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to discuss the market’s slight rebound in the week as well as the Manufacturing and Nonmanufacturing indices. While 2022 may seem like “business as normal” compared to the last two years, Jessie highlights the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA. The hosts round out the show answering listeners’ questions on dollar-cost averaging and fixing errors on your credit report. TIMESTAMPS AND CHAPTERS __ __  FOLLOW HENSSLER:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com/ Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jul 09
Case Study: 401(k) Portfolio Allocation

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund. 

12m
Jul 05
Henssler Money Talks – July 2, 2022

HENSSLER MONEY TALKS – JULY 2, 2022 Season 36, Episode 27 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the market’s slight gains, and the two readings on consumer sentiment from the University of Michigan and the Conference Board. They also cover the third and final reading of First Quarter 2022 gross domestic product. The Research Analysts discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund. The market experts round out the show answering listeners’ questions on I Bonds and Technology company MicroStrategy’s acquisition of Bitcoin for its balance sheet.  Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com/ Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jul 02
Case Study: Mid-Year Review Provides Time to Make Financial Changes

Managing Associate K.C. Smith, CFP®, leads Chief Investment Officer Troy Harmon, CFA, CVA,  and Senior Financial Planner Josh Weidie, CWS®, on a discussion of what investors can do mid-year to reassess their financial situation.  Read the Article: https://www.henssler.com/mid-year-evaluate-where-are-but-dont-lose-sight-of-the-future   

11m
Jun 28
Henssler Money Talks - June 25, 2022

 HENSSLER MONEY TALKS- JUNE 25, 2022 Season 36, Episode 26 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Josh Weidie, CWS®, to cover the week’s market news, including Fed Chair Jerome Powell’s testimony in front of Congress, interest rates and inflation, Industrial Production and Existing Home Sales. K.C. leads the experts on a discussion of what investors can do mid-year to reassess their financial situation. The hosts round out the show answering a listener’s question of what to do with eight-year money that is currently in cash—Should he dollar-cost average into the market or something else?    TIMESTAMPS AND CHAPTERS 00:00     Market Roundup: Covering June 20 – June 24, 2022 21:29     Case Study: Mid-Year Review Provides Time to Make Financial Changes 33:21     Q&A Time: What to Do with Eight-Year Money Sitting in Cash FOLLOW HENSSLER:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com/ Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  

45m
Jun 25
Case Study: Investing Don’ts for Volatile Markets

Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate D.J. Barker, CWS®, and Financial Planner Zach Alexander, CRPC®, BFA™ team up to discuss what investors should and shouldn’t do in volatile markets like we are currently seeing.  Read the Article: https://www.henssler.com/history-may-seem-rosy-but-future-is-still-bright-despite-volatility 

13m
Jun 21
Money Talks - June 18, 2022

HENSSLER MONEY TALKS – JUNE 18, 2022 Season 36, Episode 25   This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate D.J. Barker, CWS®, and Financial Planner Zach Alexander, CRPC®, BFA™ team up to discuss the Fed’s 75-basis point increase to interest rates and both the Consumer Price and Producer Price indices. D.J. and Zach discuss what investors should and shouldn’t do in volatile markets like we are currently seeing. The experts round out the show answering listeners’ questions on Tesla and the best place to park emergency funds. Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jun 18
Case Study: Retirement Asset Allocation and Inflation

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to look at how inflation affects retirement spending and investment allocation.  Read the Article: https://www.henssler.com/inflation-is-your-benchmark-for-maintaining-your-wealth  

12m
Jun 14
Henssler Money Talks - June 11, 2022

Henssler Money Talks – June 11, 2022 Season 36, Episode 24   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s market action, the employment numbers from May and the ISM Manufacturing Index. Jarret and Logan take a closer look at how inflation affects retirement spending and investment allocation. The hosts round out the show answering listeners’ questions on dropping a portfolio’s bias toward value stocks, business development company FS KKR Capital Corp., and considerations for a cash-out refinance. TIMESTAMPS AND CHAPTERS __ __  FOLLOW HENSSLER:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
Jun 11
Case Study: Time a Conversion, Not the Market

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to discuss a couple who are looking to make the best out of the depressed market by timing a Roth conversion. They cover the benefits and options investors have for a conversion.  Read the Article: https://www.henssler.com/with-retirement-balances-down-a-roth-conversion-may-make-sense 

12m
Jun 07
Henssler Money Talks - June 4, 2022

 HENSSLER MONEY TALKS – JUNE 4, 2022  Season 36, Episode 23   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to cover The Conference Board’s Consumer Confidence, Mortgage Applications, the ISM Manufacturing Index, and the Fed’s Beige Book. K.C. discusses the situation of a couple who are looking to make the best out of the depressed market by timing a Roth conversion. He covers the benefits and the options investors have for a conversion. The experts round out the show answering listeners’ questions on being stuck in the Sandwich Generation and Consumer Defensive stocks McCormick & Company and PepsiCo.    Timestamps and Chapters __ __   Follow Henssler:  __ __    “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  

45m
Jun 04
Our Three Cents - Exit Planning Checklist

Our Three Cents — Exit Planning Checklist Season 2, Episode 6 The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial cover 14 areas you need to consider when planning your business exit strategy, including understanding your exit options, preserving your wealth and getting a baseline business valuation. "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial. https://www.henssler.com/ CLICK HERE TO SUBSCRIBE TO THE HENSSLER MONEY TALKS PODCAST.  https://hensslermoneytalks.buzzsprout.com/

22m
Jun 04
Henssler Money Talks - May 28, 2022 (Repeat)

In observance of Memorial Day, we are not in the studio this week. We take a look back at two excellent case studies--one featuring Jarrett McKenzie, CFP® , discussing why it may be better to carry a mortgage than pay cash for your house, and one featuring D.J. Barker, CWS® , discussing lending money to your adult children. Well be back next week with a brand new episode. 

44m
May 28
Case Study: The Panic of a DIY Investor

Managing Associate D.J. Barker, CWS®, and Associate Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to look at a listener’s “do-it-yourself” portfolio and plan, discussing how we prefer to allocate a portfolio’s investments using the Henssler Ten Year Rule.  Read the Article: https://www.henssler.com/trust-your-portfolio-in-good-times-and-bad

14m
May 24
Henssler Money Talks - May 21, 2022

HENSSLER MONEY TALKS – MAY 21, 2022 Season 36, Episode 21   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to discuss the rough week for the Consumer Staples sector, April’s retail sales, and earnings from Walmart and Target. The financial experts take a look at a listener’s “do-it-yourself” portfolio and plan, discussing how we prefer to allocate a portfolio’s investments using the Henssler Ten Year Rule. The experts round out the show answering a listeners question on  cybersecurity stocks Okta, CrowdStrike, and Cloudflare. Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
May 21
Case Study: Estate Planning for a Second Marriage

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Giuliana Barbagelata, CFP®, to discuss all the aspects to consider when developing an estate plan for a second marriage that involves children from a previous marriage. While it requires an estate planning attorney to prepare the wills and trusts, the experts discuss all the groundwork financial planners put into making an estate plan work.  Read the Article: https://www.henssler.com/financial-advisers-provide-valuable-insight-for-second-marriage-estate-planning  

10m
May 17
Henssler Money Talks - May 14, 2022

HENSSLER MONEY TALKS – MAY 14, 2022 Season 36, Episode 20   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA® and Senior Financial Planner Giuliana Barbagelata, CFP®, to discuss inflation as both the Consumer Price and Producer Price indices were released this week. Shawna and Giuliana discussed all the aspects to consider when developing an estate plan for a second marriage that involves children from previous marriages. While it requires an estate planning attorney to prepare the wills and trusts, the experts discuss all the groundwork financial planners put into making an estate plan work. The hosts round out the show answering listeners’ questions on passive and active investing and Coinbase’s recent rout.  Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
May 14
Case Study: Adviser Can Help Focus Retirement Goals

Senior Associate Michael Griffin, CFP® and Senior Financial Planner Josh Weidie, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a couple who have been saving for retirement but have no specific goal in mind. The financial experts discuss how an Adviser works to focus couples’ retirement goals and helps determine if a couple is on track.  Read the Article: https://www.henssler.com/pulling-your-retirement-goals-into-focus  

12m
May 10
Our Three Cents: Mind the Gap

Our Three Cents — Mind the Gap Season 2, Episode 5    The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial discuss how business owners need to mind the gap when it comes time to sell their business. They need to pay attention to the gaps in profit, value, and wealth. This includes identifying deficiencies in the business that can make you less attractive to a buyer than your industry peers. Then, consider moves to make to improve the value of the business today and ultimately how much the owner can take away from it when they finally step away.  "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial. https://www.henssler.com/

17m
May 07
Henssler Money Talks - May 7, 2022

HENSSLER MONEY TALKS – MAY 7, 2022 Season 36, Episode 19   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Josh Weidie, CWS®, to discuss the market’s reaction to the Federal Reserve’s increase of interest rates. They discuss market sentiment as well as how rates may continue to increase throughout the year. Michael and Josh team up to discuss a couple who have been saving for retirement but have no specific goal in mind. The financial experts discuss how an Adviser works to focus couples’ retirement goals and helps determine if a couple is on track. The hosts wrap up the show answering listeners’ questions about converting 401(k) funds to a Roth and the difference between strategic and tactical moves in a portfolio.  Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

45m
May 07
Henssler Money Talks - April 30, 2022

Henssler Money Talks – April 30, 2022 Season 36, Episode 18   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to cover the Conference Board’s Consumer Confidence sentiment index and the S&P CoreLogic Case-Shiller Home Price Index. The hosts also cover listeners’ questions on the chances of a further market decline and projecting the possible growth of a retirement account that will eventually be donated to charity. The show concludes with a special broadcast of “Our Three Cents,” a bonus feature of the “Money Talks” podcast.   Timestamps and Chapters __ __  Follow Henssler:  __ __  “Money Talks” is brought to you by Henssler Financial. https://www.henssler.com Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

44m
Apr 30