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Some property investors like to go in with an aggressive acquisition strategy, while for others, patience is a virtue. On this episode, co-hosts Paul Glossop and Phil Tarrant take a deep dive into what pragmatic property investing looks like for investors who like time to measure their decisions and gravitate to a slow and steady approach. To illustrate the strategy, the duo delve into a case study of a couple who have amassed an impressive portfolio over years of investing. Their story is a testament to the fact that successful property investment doesn’t always require hyper-aggressive activity. Instead, it often involves making consistent, well-considered choices over time, adapting to life’s changes, and planning for contingencies.
Deciding how to use a dwelling over the new year period and beyond may have tax implications down the road. In this episode of The Smart Property Investment Show, host Grace Ormsby speaks with Australian Taxation Office assistant commissioner Robert Thomson to shed some light on the tax obligations that property owners need to know about to ensure their investment strategy is sound. The holidays are a time to relax and unwind, but for property investors, figuring out how to use that time productively may lead some to consider leveraging their assets on the short-term market. According to Mr Thomson, investors should ensure they understand the difference between a holiday home and a rental property from a tax perspective when calculating the benefit of making that move. The duo also discuss how the government agency is using data matching to ensure that investors – and all Australians – are getting their returns right, and share helpful resources, such as the ATO’s investor toolkit, to help out at tax time. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Many buyers take the festive period as an excuse to slow down, but could they be missing out on a hidden opportunity? In this episode of the Property Showcase, Grace Ormsby chats with Australian Property Scout’s Sam Gordon about why the end of the year presents some unique benefits to property investors. Sam reveals why he chooses to sell right up until Christmas Eve, without compromising on essential time to rest and recharge over summer. In this episode, you will also hear: __ __ If you have any questions for Sam, you can contact him at www.australianpropertyscout.com.au or www.schoolofproperty.com.au http://www.schoolofproperty.com.au
The RBA has handed down its final decision for 2023 – and it’s already setting the scene for 2024 market dynamics. In this episode of Property Finance Uncut, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive Paul Glossop predict that Australia is either at the top – or very near to the top – of the rate hiking cycle. Comparing the current situation in Australia to the circumstances being seen over in the US, Paul and Phil note the leading indicators that could predict how the RBA acts over the coming 12 months, and offer some insight into how savvy investors can take advantage of a different set of conditions as we come into 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Many Australians believe that a hefty savings account is a prerequisite for property investment, but that’s not necessarily true. In this episode of The Smart Property Investment Show, Grace Ormsby talks to Eva Loisance of Finni Mortgages about the ways to reduce the upfront costs of investing, helping first-time buyers or those looking to grow a portfolio make their property purchase sooner. Eva reveals the key strategies for cutting down on the cash-in-hand needed to buy property in Australia, while discussing the pros and cons of harnessing each tactic. The duo also discuss how property investors can be proactive over the holiday slowdown, using the time to prepare plans for the year ahead.
One of the biggest decisions new property investors have to make is whether to DIY their portfolio or work with a buyer’s agent. In this episode of The Smart Property Investment Show, host Phil Tarrant and InvestorKit’s Arjun Paliwal unpack the hard data on using a buyer’s agent. They explore the pros and cons of full-service buyer’s agents versus local specialists, and find out whether investors who used a buyer’s agent would do so again. The pair also reveal how to access off-market properties, whether it pays to buy in your backyard, and what slower unit price growth means for Aussie investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
In an increasingly turbulent property landscape, how can you make sure you are keeping your assets secure? And how do you transform your mistakes into strengths? On this episode of The Property Showcase, host Grace Ormsby sits down with InvestorKit’s James Nelis to identify the indispensable steps that every property investor should take to ensure they are getting the most out of their portfolio. James reveals his own early mistakes when first starting out his property investment journey, the advice he wishes he had been given as a new investor, and the ways he created a safe and secure portfolio that will continue to generate wealth in the years to come. In this episode, you will also hear: __ __ If you have any questions for James, he can be reached at jamesnelis.com.au
Investors traditionally go in for the long haul, but one property newbie built an eight-figure portfolio in under a decade. In this episode of The Smart Property Investment Show, host Grace Ormsby sits down with Aman Sethi to uncover the secrets behind the migration consultant’s astounding success. Aman shares how he built up from his first investment purchase – an Adelaide house snagged for under $600,000 – to create a property portfolio now worth over $10 million. Amman also discusses why a larger portfolio isn’t always better, why investors need not shy away from purchases over the $1 million mark, and why it is essential to balance your lifestyle needs with your investment goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Government intervention into the property market is on the up, but could the long-term consequences be more sinister? In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar explain why government grants might not be the solution to housing affordability they are touted to be. The trio unpacks why policymakers must strike a delicate balance between facilitating home ownership and managing asset prices, with measures to protect home owners in the present sometimes coming at the expense of their future security. The experts also give insider tips to investors seeking to navigate this ever-changing property landscape, and share advice on ways to keep your head above the waters of government intervention.
As another year draws to a close, what should you be looking for in an investment opportunity? The founder of Buyers Agency Australia, Dragan Dimovski, sits down with Smart Property Investment’s Grace Ormsby to chat through how he got his start in the world of property, and shares some of the insights he has gleaned over the years since. Touching on the current property market climate and his expectations for the years ahead, Dragan gives his green flags for property specs and shares some of the suburbs he’s got an eye on coming into 2024.
Will “the rate that stopped the nation” halt investors in their tracks? In this episode of The Smart Property Investment Show, Phil Tarrant talks to Eva Loisance of Finni Mortgages about what the latest interest rate might mean for some investors, and how to navigate a path forward based on the information currently at hand. The duo emphasise that while individuals have little control over macroeconomic factors like interest rates and inflation, they do have agency over their financial arrangements – particularly their mortgages. Together, they explain strategies such as debt recycling and establishing trust structures that may help investors manage their portfolios as finances feel pinched. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
The country is facing a severe housing supply crunch, and investors are needed to contribute to fixing the issue. In this episode of The Property Nerds, InvestorKit founder Arjun Paliwal and his co-host Leigh Paliwal delve into the factors shaping the nation’s supply crisis, which investors need to know about to make informed purchasing decisions. Together, the duo reveal 20 regions highlighted in InvestorKit’s latest research paper that are ripe for investment in the midst of tight markets. They also discuss how migration will shape the nation’s future housing needs, and go over the many elements that can contribute to healthy market conditions.
As the cost of living soars and life grows increasingly unpredictable, multigenerational homes might just be the solution Aussies need to solve their housing woes. In this episode of The Smart Property Investment Show, Keith Ford sits down with host Grace Ormsby to share how an unexpected life event forced him to pivot his property strategy and make the bold decision to build a three-generation family home. Keith shares how the home’s residents collaborated on a final design, how they divvied up finance, and how the throes of construction put a spanner in the works of their multigenerational living arrangements. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Welcome to Episode 42 of Inside Commercial Property. Join your hosts, Scott O'Neill and Phil Tarrant, as they delve into the dynamics of property acquisition and management with the expertise of Sophie Dugan, head of asset management at Dugan & Co Property. With a rich background in real estate corporate finance, managing a portfolio worth £1.6 billion for the Royal Bank of Scotland and providing capital solutions at Westpac, Sophie's insights are invaluable for anyone looking to understand the commercial property landscape. In this episode, we explore the intricacies of Queensland's rapidly growing property market, and investment opportunities surrounding the lead up to the Brisbane Olympics. Sophie sheds light on the challenges and strategies for acquiring and managing properties across Queensland's vast expanse, from the bustling Sunshine Coast to the remote reaches of Goondiwindi. Discover how on-the-ground expertise, strategic asset management, and a keen understanding of market timing can lead to successful property investments. We uncover the potential of Queensland's commercial property market and the critical role of education in shaping the future of real estate investment, so be sure to stay until the end! Learn more about Rethink Investing here. LinkedIn: https://www.linkedin.com/in/scott-o-neill-0b0aa151/ Facebook: https://www.facebook.com/rethinkinvesting Instagram: https://www.instagram.com/rethinkinvesting/ Check out our highly anticipated second book, ’Rethink Property Investing’ here. (00:00) Preview and Introduction (03:44) Strategic property management insights from Sophie (07:26) Sophie's real estate journey (12:12) Negotiation tactics to ensure seamless management (17:45) How To maximise equity (22:27) What is the role of strategic asset management? (31:53) Evaluating property management performance metrics (35:48) How to enhance property value through innovation (41:47) Demand trends in industrial and retail properties (47:50) The importance of staying informed and connected in the market (52:38) Analysing seasonal market patterns DISCLAIMER: The information in this video does not take into account your individual objectives, financial situation or needs. We recommend that you obtain financial, legal and taxation advice before making any decision.
While some investors are hanging around for policy changes from banks to improve their borrowing capacity, others are taking a more proactive approach. In this episode of The Smart Property Investment Show, Phil Tarrant talks to Eva Loisance of Finni Mortgages about serviceability constraints, and how investors can make sure that they are giving banks a full accounting of their finances when looking to purchase a property or refinance. As a seasoned professional in the mortgage industry, Eva underscored that while income is a crucial determinant in borrowing capacity, there are ways to enhance it. She pointed out that many investors are unaware of the basic steps they can take to position themselves favourably when approaching a lender, and provides some tips for preparing a full and clear financial picture before approaching a lender.
For those interested in taking a greater role in their superannuation management, investing in property can be a strategic way to maximise returns. On this episode, co-hosts Paul Glossop and Phil Tarrant use a case study to illustrate the way superannuation can better serve some property investors when it’s leveraged to grow a portfolio. The duo follow the journey of property investor Mick, who used his self-managed superannuation fund (SMSF) to pivot his property journey. They reveal how savvy planning saw Mick receive a return of 349 per cent for one sale, which he was then able to reinvest into further property purchases. Paul covers some of the intricacies of investing through an SMSF, including the challenges that investors should be aware of before pursuing this strategy.
Catering to Australia’s new residents offers pockets of opportunity for property investors who know where to look. In this episode of The Smart Property Investment Show, Phil Tarrant and Sam Gordon, director of Australian Property Scout, discuss the outlook for property with high levels of international migration on the horizon. Sam zeroes in on some areas that have the potential for extraordinary growth with migration, coupled with infrastructure spending and an acute housing shortage, capable of sending property prices to new highs. The duo also discuss the importance of getting to know an area before purchasing and tips on how to zero in on a locale that works for your portfolio strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Taking a gamble: The fanfare surrounding this year’s Melbourne Cup significantly pales in comparison to what’s going on over at the Reserve Bank of Australia (RBA). In this episode of Property Finance Uncut, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive Paul Glossop shed a light on the trajectory being set by Michele Bullock, the recently appointed governor of the RBA. Having only commenced in the role in September, the November rate decision marks her first opportunity to put her stamp on the top job – and today’s rate decision points to the future direction of her governance. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
* In this episode of the Smart Property Investment Show, Phil Tarrant speaks with investor Alex Whitlock and buyer’s agent Paul Glossop about the ways that Alex’s property portfolio has transformed over the last eight years. The trio discuss the importance of starting early and being open to pivoting your buying strategy as you enter new phases in your investment journey. link: https://www.smartpropertyinvestment.com.au/advice/investor-stories/25254-the-evolutionary-investor Alex also reveals his top property regrets, and warns new investors of the rookie errors they should take care to avoid. Click here to listen on your device If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Auctioneer Tom Panos shares all the details that the cameras didn’t capture in this year’s 2023 finale of The Block. Speaking with Smart Property Investment's Phil Tarrant, Tom shares the strategy that he as an auctioneer deployed to get his sellers the best price – which turned out to be best of the show, delivering fan favourites Steph and Gian the win and a hefty prize of $1.75 million dollars. Hear about all the things the TV edit cut out, in this instalment of Real Estate Exposed.
Can pushing back your ‘forever home’ give you an investment advantage? In this episode of The Smart Property Investment Show, Phil Tarrant pairs up with Arjun Paliwal to chat about all things owner-occupier. The duo discuss the importance of not letting sentiment cloud your buying decisions, and why building an investment portfolio before buying your own family home can save you from keeping up with the Joneses later in life. Arjun also reveals why renting can be a Sydneysider’s secret weapon, how to know when you are ready to start investing, and how long you should sit on a property before resale. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
An update in the broking space, and how Australia compares to the rest of the world. In this episode of The Smart Property Investment Show, Phil Tarrant is in conversation with Ian Rakhit, the general manager of third-party banking at Bankwest, to explore the evolving role of mortgage brokers in the Australian lending space. Phil and Ian consider the importance of customer choice and the impact of digitisation in the mortgage process. You will also hear: __ __
Planning to buy an investment property is only half the strategy if you haven’t worked out options for parting with assets as well. In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar share why a good property portfolio strategy should include not only your plans for acquisition, but also divestment. The trio explain the importance of optionality in considering the end of a property’s life cycle. They discuss what good asset selection looks like and why it’s important to build flexibility into the equation so you’ll never feel you’re limited by property choices – no matter what stage in life you’re at. Mr Waters and Mr Kumar also provide insight into some of the professionals that property purchasers may want to have in their arsenals to help make these strategic decisions, and outline some of the ways investors can ensure their portfolio is fit for the future.
As Australia’s housing shortage rages on, people across the property spectrum are increasingly embracing out-of-the-box measures to increase supply. Smart Property Investment brings you an editorial update featuring journalists Juliet Helmke and Kyle Robbins discussing some of the research that has opened up new opportunities for home building, and the government initiatives that have been making waves among home seekers and industry bodies alike. From enlisting Aussies to put a home in their backyard, to tax measures targeting investors, new ideas for how to bring more homes onto the sales and rental market quickly are being floated every day. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Welcome to Property Unfiltered, a collection of raw and uncensored conversations with Simon Loo, alongside savvy investors who are achieving their goals. Simon Loo and Grace Ormsby sit down to establish the “why” behind Property Unfiltered, and reveal the aim of providing real talk around the challenges and successes that come part and parcel with a property investment journey. Simon introduces friend, investor and finance broker, Michael Xia, to the show, with the duo recounting their respective career backgrounds before eventually deciding to pursue property, discussing the importance of mindset and positive self-talk amid changing circumstances. They go on to divulge the details and strategy behind a mutual client’s successful property purchases over an 18-month period, outlining their own tips, tricks and secrets to long-term strategising.
Do you know your LMI from your LVR? Or how to get a higher LVR without paying LMI? Smart Property Investment’s Phil Tarrant sits down with Sharon Xie of Finni Mortgages to unpack the relationship between lenders’ mortgage insurance (LMI) and the loan to value ratio (LVR). The duo discuss the cruciality of finance accessibility when building one’s portfolio, with Sharon sharing the professionals and first-time buyers who are sitting in prime position when it comes to slashing LMI costs. Sharon also explains the benefits and potential pitfalls of higher LVR lending, highlighting the pros and cons for investors who are looking to get their start on the property ladder.
You may be fixated on the latest developments in your local property market, but a look at the macro data could clear your investment vision. In this episode of The Property Nerds, InvestorKit founder Arjun Paliwal takes listeners on a deep dive into the 25 housing fundamentals that make the nation’s property market move. Arjun shares his insider tips and tricks on how to analyse markets holistically and avoid being swayed by inaccurate property claims. He explains how a razor-sharp understanding of how to interpret data can help investors accurately forecast market movement for maximum investment success. Arjun also discusses why market demand is surging, why rental affordability ratings are in for an overhaul, and what we can expect for the future of the interest rate cycle.
Proximity to transit: it’s the listing line item agents love to tout. But how much value does it add to your property? Sameer Chopra, CBRE’s head of research, Pacific, joins host Juliet Helmke for this episode of the Smart Property Investment Show to present some compelling information from the firm that reveals the benefit of buying in a suburb with a train spot. Sameer discusses the firm’s recent analysis of how Sydney’s new metro is already changing the city’s neighbourhoods, even with only a small portion of the lines open. The expert in providing economic forecasts shares why he believes the city is only just starting to reap the benefits of the metro line, with changes from the substantial project extending past property prices to include community revitalisation and increased commercial investment. He also shares insight into the future of office markets and what he sees coming for the nation’s rental market in the five years ahead. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
It’s a dream that motivates many Aussie investors, but is it still possible to generate retirement income from property in today’s economy? In this episode of the Smart Property Investment Show, Phil Tarrant sits down with Atlas Property Group’s Lachlan Vidler to discuss the strategy behind investing in residential property for retirement. Lachlan shares the best ways to plan a positively scaled portfolio for maximum profit, and reveals his insider tips on acquiring, maintaining and monitoring investment properties for this long-term goal. The pair also discuss how recalibrating equity and income can secure future comfort, and why steady demand means the future of Australian residential property is bright. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter https://twitter.com/SmartPropertyHQ and LinkedIn https://www.linkedin.com/in/smartpropertyinvestment/. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Not all sayings hold true, but when it comes to property, “don’t put all your eggs in one basket” can be a valuable advice to follow. On this episode, co-hosts Paul Glossop and Phil Tarrant follow the investment journey of William, who built a successful property portfolio through careful planning and strategy, which benefited from diversifying his holdings. Paul explains why, due to William’s specific goals, he chose to invest in residential, commercial and properties with development potential, and how that paid off in the long term. The duo look at how William’s portfolio has changed over time, due to regular assessments that caused him to buy, sell or alter some properties, and why he’s now prioritising high cash flow over high growth at this point in his investing journey.
