Radical Personal Finance

Joshua Sheats


Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Available on


1000 episodes

Consulting Calls Now Open (With a Spring Sale Discount)

I've re-opened private consulting calls during April. Book now: https://radicalpersonalfinance.com/consult  20% discount available for calls booked during April. (Only 100 available.) Joshua

Mar 27
Friday Q&A: Impact of AI, Retiring from the Military, Daycare Housing, Choosing Jobs, Working with Spouse, etc.

On today's Q&A show we discuss: __ __ Enjoy the show! Join me next week: www.patreon.com/radicalpersonalfinance  Joshua

2h 2m
Mar 24
How to Invest in Your Children at a Very Young Age, Part 7: Don't Let Your Children Study Math Formally until Age 10

The article that I am using as a resouce comes from the appendix of this excellent book  by Harvey and Laure Bluedorn called "Teaching the Trivium: Christian Homeschooling in a Classical Style."

1h 6m
Feb 28
What Will Happen With Social Security and Medicare and How Can You Prepare?

628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse 629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

Feb 23
How to Invest in Your Children at a Very Young Age, Part 5: Help Your Children to Become Accomplished, Fluent Readers

If your children are accomplished, skilled, and experienced readers, they will be in the top ranks of their class and, more importantly, will be equipped to teach themselves everything that matters in their lives.    

1h 11m
Feb 22
Friday Q&A: Increasing Reading, Investing Extra Money, Real Estate Seminars, Living in South Florida, Etc.

On today's Q&A we cover: __ __ Enjoy! To join me next week: https://patreon.com/RadicalPersonalFinance Joshua

1h 17m
Feb 17
How to Invest in Your Children at a Very Young Age, Part 4: Give Your Children Words and Background Knowledge

If you want to develop the minds of your children, you need to give them words. Lots and lots of words. Joshua

1h 28m
Feb 10
How to Invest In Your Children at a Very Young Age, Part 3: Invest into Strong, Healthy, Athletic Bodies

As we continue our "How to Invest in Children" series, we move past those things that are in the past (mate selection, child gestation and birth) and into those things that are applicable for all children: investing in our children's bodies, minds, and spirits.  In today's episode we discuss how to invest into your children's bodies in real, meaningful ways. Joshua www.HackProofCourse.com 

1h 3m
Feb 07
How to Invest in Your Children at a Very Young Age, Part 2: Conception, Pregnancy, Childbirth

In today's episode we continue our discussion of how to invest in your children while young for the best chance of long-term success with a primary focus on conceiving the healthiest baby and nurturing his best possible outcomes in utero and at birth. Joshua

1h 15m
Feb 03
How to Invest in Your Children at a Very Young Age, Part 1: Choose Great Parents!

I've long promoted investing in your children at an early age, believing that money spent on them while young returns far higher than money spent at a later age. In this series I will tell you how to actually do that. Enjoy!  Joshua Sign up for my newest class today, before the live event: http://hackproofcourse.com 

1h 11m
Feb 02
Five Intelligent Financial Goals for you to Set in 2023!

Sign up before the price increase: http://HackProofCourse.com 

Jan 25
HACKPROOF: How to Beat Fraudsters, Prevent Identity Theft, and Say Goodbye to Cybercrime

My newest course is live. Sign up now! http://HackProofCourse.com 

Jan 09
Friday Q&A: Blue Collar Biz, Home Education, New Book List, Motorcycle Riding, and more!

It's Friday! On today's Q&A show we cover: __ __ Enjoy the show! To join me next week, go to https://patreon.com/RadicalPersonalFinance  Joshua

2h 35m
Jan 06
Encouragement for You as You Set Your New Year's Resolutions and Goals

I hate it when people make fun of New Year's Resolutions. Setting annual goals and making personal resolutions is a marvelous practice. Go for it! In today's episode I want to share some lessons I've learned and encourage you how to do it in a way that make sense for you. Enjoy! Joshua

1h 5m
Dec 28, 2022
REPLAY: 838-How to Have a Truly Rich Christmas (With the Inspiration of "A Christmas Carol" by Charles Dickens)

Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life. Joshua Originally released December 23, 2021 If you'd like to follow along with my reading, you can find the text here: https://www.gutenberg.org/files/19337/19337-h/19337-h.htm

2h 46m
Dec 14, 2022
50% off digital courses (Black Friday Sale)

I'm running a huge Black Friday sale on all of my products. Save 50% with coupon code "blackfriday" at: www.InternationalEscapePlan.com code "blackfriday" www.BitcoinPrivacyCourse.com code "blackfriday" www.RadicalPersonalFinance.com/consult (no code needed, book while available!)

Nov 25, 2022
Huge Black Friday Sale on Consulting (and why you should hire good consultants!)

Go here now and book a call. (Only 50 slots available!) www.radicalpersonalfinance.com/consult 

Nov 22, 2022
What to Do if You've Just Lost All Your Money

A lot of my listeners are hurting due to the recent collapse of FTX. Here's what I would tell you face-to-face if you've just lost all of your money, regardless of the specific reason why. Joshua

1h 34m
Nov 11, 2022