Credit Repair Scams Exposed. There is no such thing as an “Expert Credit Sweep”. A credit sweep is a scammy tactic using false police reports and false identity theft reports. You sign up for these services based on guarantees and alleged results. You sign service agreements and give your SSN, government issued ID, Your address, your phone number, and your email address to total strangers. After that you pay them large sums of money and you may never get a single result that was promised. You are defenseless. If you are in need of credit repair. Before you pay anyone. Search for books that can help you learn about the process. Do not believe than anyone or any company can help you more than you can help yourself. This scam is big business and people are losing 100s if not 1000s of dollars out of pure desperation. Do not let this scam make you another one of its victims.