Fintech Germany

Joern "Joe" Menninger

About

This is the fintech track of the Startuprad.io podcast from Germany. Startuprad.io has been called "The Authority on German Startups". 
We bring you news, interviews, and live events from the German-speaking startup scene in English.

Available on

Community

102 episodes

This Month in GSA Startups - February 2022

WELCOME TO THIS MONTH IN GSA STARTUPS - MEANING GERMANY, AUSTRIA AND SWITZERLAND, FOR FEBRUARY 2022 BY STARTUPRAD.IO - IN A NEWS RECORDING WITH CHRIS FROM NEW YORK CITY AND ME JOE, FROM FRANKFURT AM MAIN. THIS RECORDING IS SPONSORED BY INVEST-IN-HESSEN AND STARTUPRAVEN.COM. IT IS IN SYNDICATION WITH OUR VERY OWN STATION WWW.STARTUP.RADIO http://www.startup.radio/, OUR PARTNER STATION IBGR.NETWORK AND THE FUNDSCENE BLOG. WE RECORDED THIS NEW EPISODE ON TUESDAY, FEBRUARY 22ND, 2022. TODAY WE BRING YOU EVERYTHING FROM A NEW SWITZERLAND-BASED UNICORN TO A NEW TAKE ON QUICK DELIVERY - PARDON THE PUN. WE START OUT WITH MEGA-DEAL IN GAMING: ESL GAMING IS SOLD FOR 1BN US$, MUNICH-BASED FINTECHSYSTEMS IS SOLD FOR 120 MN € AND AACHEN-BASED NEXT EGO MAY ACCOMPLISH THE TURNAROUND OF THE WHOLE YEAR, COMING OUT OF INSOLVENCY, THEY ARE LOOKING TO LIST VIA SPAC, VALUED AT 1.5 BN €. SWITZERLAND HAS A NEW UNICORN, CONGRATULATIONS TO SCANDIT, GORILLAS WANTS TO BUY A FRENCH COMPETITOR AND IS THINKING ABOUT A SPAC DEAL. ALSO, WE HAVE A LARGE UPDATE ON NEOBANKS IN GERMANY, AND THEY ARE NOT ALL DOING WELL. LET'S TALK STARTUPS: https://medium.com/@startuprad_io/this-month-in-gsa-startups-february-2022-44520c52b1eb

1s
Feb 24, 2022
Meet Finoa, They Want to Build a Crypto Bank

OUR SPONSOR STARTUPRAVEN The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here https://startupraven.com/ THE FOUNDER In this interview we speak to Henrik Gebbing (https://www.linkedin.com/in/henrik-gebbing-finoa/), the Co-CEO and Co-Founder of Finoa, a Berlin-based crypto fintech, which is already one of the hidden champions. They are a global top 5 crypto custodian for institutional investors. Henrik attended Golden Gate University in San Francisco as a Fulbright Scholar and got his MBA at IE Business School in Madrid. He later worked as a consultant with McKinsey, but after 4 years jumped ship to start Finoa. He developed the idea, that would later become Finoa with his roommate (and now co-founder) on the kitchen table in Madrid while studying for his MBA. THE STARTUP The co-founders started Finoa (https://www.finoa.io/) in Berlin. Their driving idea was – and still is – to support institutional investors to go into crypto. They also support wealthy individuals, who hold substantial amounts of crypto assets of more than 100.000US$. Finoa is a custodian, meaning they keep - on behalf of their clients - their crypto assets save. At the time of the interview, they have around 400 customers. Their clients include the crypto holdings of Rocket Internet, T-Systems, US-based VCs, and hedge funds. In April 2021 they announced a 22 mn US$ Series A funding, which is sizeable for Germany, as well as for crypto at the time. VENTURE CAPITAL FUNDING FINOA announced their Series A funding of 22 mn US$ in April 2021(LINK https://techcrunch.com/2021/04/28/eu-based-digital-assets-platform-finoa-inks-22m-series-a-funding-led-by-balderton-capital/). FINOA is open to discussions with investors, but they are not actively looking for new investors.

42m
Feb 17, 2022
What We Have Learned from Atomico's State Of European Tech Survey

A JOINT AUDIO-ONLY PODCAST This is the first joint radio program and podcast of IBGR and the Startuprad.io podcast with its radio program Startup.Radio. You may know that IBGR and Startup.Radio are syndication partner, almost from the start of Startup.Radio. I, therefore, welcome William Eastman, founder of the IBGR Network, everybody calls Bill. SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio OUR SPONSOR STARTUPRAVEN The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ WHAT WE HAVE LEARNED Today we bring you insights from Atomico’s State of European Tech 2021 - an annual survey of startups all over Europe taking place annually since 2015. This survey may be the most comprehensive, repeated overview of the European startup and tech scene. This survey is a joint endeavor by Atomico, a London-based VC and PE fund, as well as the annual Slush tech festival in Helsinki, Finland. And, guys, you know a tech festival has to be good, if it can lure people to the freezing cold Helsinki in December. They also add data from providers like S&P and Dealroom in the mix. Startuprad.io had Dealrooms Founder in an interview btw. THIS IS JUST A START This is just a starting point for you to discover the whole report on your own. It spans more than 350 pages, so we can not give you all the information here. The bottom line is … I would say: The whole continental ecosystem all over Europe has been lacking behind the US and China for quite some time. It looks like they have started to catch up in a big way, despite corona. We see this in increases in the number of investors, startups, fundings (number and size), and the increase in the uni/decacorn herds. The authors see a potential for the whole ecosystem that is now worth 3 Trillion US$ to be worth 24 Trillion US$ in 2030. LEARN MORE HERE: https://www.startuprad.io/blog/what-we-have-learned-from-atomicos-state-of-european-tech-survey-audio-only/ FEEDBACK IS ALWAYS WELCOME: Reach out to us, here is our audience survey, to give us feedback, suggest topics, interview partners or just to say “Hallo!” Google Form for Feedback https://forms.gle/mLV6mVKwGwKuut8BA

36m
Feb 10, 2022
This Month in German Startups - January 2022

THIS MONTH IN GERMAN STARTUPS - JANUARY 2022 HAPPY NEW YEAR GUYS! WELCOME TO THIS MONTH IN GERMAN STARTUPS IN JANUARY 2021 BY STARTUPRAD.IO - IN A NEWS RECORDING WITH CHRIS FROM NEW YORK CITY AND ME JOE, FROM FRANKFURT AM MAIN. THIS RECORDING IS SPONSORED BY INVEST-IN-HESSEN AND STARTUPRAVEN.COM. IT IS IN RADIO SYNDICATION WITH OUR VERY OWN STATION WWW.STARTUP.RADIO http://www.startup.radio/ AND OUR PARTNER IBGR.NETWORK. WE RECORDED THIS NEW EPISODE ON MONDAY, JANUARY 24TH, 2022. ALL NEWS NOT YET INCLUDED HERE WILL BE PUBLISHED IN OUR NEXT NEWS EPISODE. THERE WILL ALSO BE A SPECIAL EPISODE ON ATOMICO’S STATE OF EUROPEAN TECH 2021 TOGETHER WITH BILL, THE FOUNDER OF THE IBGR NETWORK, AS AN AUDIO-ONLY PODCAST. THIS IS A NEW YEAR WITH 365 BLANK NEW PAGES, SO LET'S WRITE THE BEST STORY POSSIBLE. OUR HIGHLIGHTS: THE LAST YEAR WAS AMAZING FOR THE GERMAN STARTUP SCENE, THERE ARE NOW OFFICIALLY 25 UNICORNS AND WE FEEL THAT THERE WILL BE MORE. 60 MN FOR SUNFIRE FROM THE FEDERAL GOVERNMENT, GO STUDENT’S TUTORS AND STUDENTS START TO CRITIQUE THE COMPANY, TADO IS LOOKING TO IPO VIA A SPAC. ALSO CHERRY VENTURES HAD BEEN GOOD IN SNATCHING UP STAKES IN UNICORNS EARLY. NOW CHERRY RAISES THEIR 4TH FUND. LET'S TALK STARTUPS: Tune in to our Internet Radio Station here: www.startup.radio https://www.startup.radio/ Subscribe Here Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio https://linktr.ee/startupradio Our EnablersInvest-in-Hessen This show was made possible by Hessen Trade and Invest with their brand Invest-in-Hessen. You can learn more about them here (https://www.invest-in-hessen.com/). We also run a dedicated sub-podcast with all interviews and news in cooperation with them. Find it all here: https://anchor.fm/techstartupsgermany Startupraven.com The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ All show notes and news links are here: https://www.startuprad.io/blog/this-month-in-german-startups-germany-austria-switzerland-january-2022/

30m
Jan 26, 2022
Fintech Review 2021 – Germany, Austria And Switzerland (GSA)

* >  HELLO AND WELCOME EVERYONE TO OUR 2021 FINTECH REVIEW FOR THE GERMAN SPEAKING AREA - GERMANY, AUSTRIA, AND SWITZERLAND, ALSO CALLED GSA. THIS IS AN ANNUAL TRADITION STARTED IN 2014, FIRST IN GERMAN, NOW IN ENGLISH. YOU CAN FIND THE OLDER REVIEWS IN THE BLOG POST BELOW: * >  * >  SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio * >  OUR SPONSOR STARTUPRAVEN The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ * >  OUR GUESTS Today I welcome our guests: __ Paolo Sironi - A fintech entrepreneur, turned global research leader in banking and financial markets as well as a book author (Website: https://www.thepsironi.com/, https://www.linkedin.com/in/thepsironi/ https://www.linkedin.com/in/thepsironi/?originalSubdomain=de)You can buy his newest book here: https://amzn.to/30MLgOy __ * >  * >  FIND ALL LINKS AND SHOW NOTES HERE: HTTPS://WWW.STARTUPRAD.IO/BLOG/FINTECH-REVIEW-2021-GERMANY-AUSTRIA-AND-SWITZERLAND-GSA/ https://www.startuprad.io/blog/fintech-review-2021-germany-austria-and-switzerland-gsa/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

26m
Dec 25, 2021
This Month in German Startups - December 2021

HoHoHo Welcome to This Month in German Startups in December 2021 by Startuprad.io - in a news recording with Chris from New York City and me Joe, from Frankfurt am Main. We recorded this new episode on Monday, December 20th. All news not included here will be published in our next news episode. There will also be our annual Fintech Review on December 25th and we will be back with an AI startup interview on January 13th. So we take a few weeks off around the holidays. Happy Holidays! We are not there yet, so let's get started: Today we bring you another new unicorn, a monster funding of 266 mn US$ at Mambu, Volocopter calls off its SPAC IPO and gets a backlash from its early crowd investors, also Jokr is now the 3rd quick delivery unicorn - in record time - and we have an update on Sono Motors. We also take a look at the State of European Tech survey by Atomico and several news pieces on the German Venture Capital Market, as well as VC in general. Let's talk startups: SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio https://linktr.ee/startupradio ENABLERS INVEST-IN-HESSEN This show was made possible by Hessen Trade and Invest with their brand Invest-in-Hessen. You can learn more about them here (https://www.invest-in-hessen.com/). We also run a dedicated sub-podcast with all interviews and news in cooperation with them. Find it all here: https://anchor.fm/techstartupsgermany STARTUPRAVEN The best way to identify investors and cooperation partners for early stage startups. Sign up for early access here: https://startupraven.com/ Find all links and extensive show notes here: https://www.startuprad.io/blog/this-month-in-german-startups-december-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

31m
Dec 23, 2021
Highlights of Germany’s Most Extensive Annual Startup Survey

OUR SPONSOR STARTUPRAVEN The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ THE SURVEY Hey guys, this is Joe from Startuprad.io. Today we bring you an audio-only episode. We know this is uncommon, but there is a special occasion for this. The most comprehensive startup survey is Germany was published, so we wanted to bring you some highlights. This extensive survey is conducted by the German Startup Association in cooperation with partners annually since 2013. FEEDBACK Reach out to us, here is our audience survey, to give us feedback, suggest topics, interview partners or just to say “Hallo!” https://forms.gle/mLV6mVKwGwKuut8BA THE HOST This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn https://www.linkedin.com/in/joernmenninger/ Twitter https://twitter.com/joemenninger Email Find all links and show notes here: https://www.startuprad.io/blog/germanys-most-extensive-annual-startup-survey/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

13m
Dec 02, 2021
This Month in German Startups - November 2021

Welcome to This Month in German Startups in November 2021 by Startuprad.io - in a news recording with Chris from New York City and me Joe, from Frankfurt am Main. We recorded this new episode on Friday, November 19th. All news not included here will be published in our December News (to be published on December 23rd). There will also be our annual Fintech Review on December 25th and we will be back with an AI startup interview on January 13th. So we take a few weeks off around the holidays. We are not there yet, so let's get started: Today we have escooter Tier’s newest funding and acquisition, N26 pulling the plug on their US operations already in January 2022, and the amazing IPO of Sono Motors on NASDAQ. There are also new unicorns, we proudly present Frankfurt’s first unicorn, the insurtech Clark.de. Also, Razor Group (an Amazon shop buyer) becomes a unicorn with a 125 mn US$ fundraising. In November, there is no unicorn tracker. We will keep our eyes open and maybe the next news will have a unicorn tracker companion. Happy Thanksgiving to our US audience! Let's talk startups: Find all links and show notes here: https://www.startuprad.io/blog/this-month-in-german-startups-november-2021/ SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio https://linktr.ee/startupradio ENABLERS INVEST-IN-HESSEN This show was made possible by Hessen Trade and Invest with their brand Invest-in-Hessen. You can learn more about them here (https://www.invest-in-hessen.com/). We also run a dedicated sub-podcast with all interviews and news in cooperation with them. Find it all here: https://anchor.fm/techstartupsgermany STARTUPRAVEN The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ NEWS TEXT AND SHOW NOTES Find all links and show notes here: https://www.startuprad.io/blog/this-month-in-german-startups-november-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

24m
Nov 25, 2021
Fastbill’s Exit to Canada Based Unicorn FreshBooks

THE ENABLER This interview was made possible by Hessen Trade and Invest with their brand Invest-in-Hessen. You can learn more about them here (https://www.invest-in-hessen.com/). We also run a dedicated sub-podcast with all interviews and news in cooperation with them. Find it all here: https://anchor.fm/techstartupsgermany * >  THE FOUNDER In this interview, we talk to one of the most experienced fintech founders in the greater Frankfurt area. René Maudrich (https://www.linkedin.com/in/renemaudrich/) is the CEO and founder of Frankfurt-based accounting and invoicing fintech Fastbill. They have been bought by Toronto, Canada-based, fintech unicorn Freshbooks (https://www.freshbooks.com/). He now holds the position of managing director of FreshBooks Germany. WANT TO BE FOUND BY BUSINESS OPPORTUNITIES OR CONTACTED BY NEW INVESTORS? Get scouted by us, when we a have matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate. * >  THE STARTUP Fastbill (https://www.fastbill.com/) was one of the early fintech startups, that have been around, before fintech was a thing. They help small companies and freelancers with their invoicing and accounting. They are a top 3 provider for this kind of software in Germany. You can learn more about them here: Also, Mario (https://www.linkedin.com/in/mahachemer/), the CTO of Fastbill has been a frequent guest. Mario is also part of the frequent crew of our annual fintech review. You can learn more about the company, him, and René in our interviews linked below. * >  THE EXIT FreshBooks already knew Fastbill from events. FreshBooks was interested in purchasing a stake in Fastbill with their next investment round. During the conversation, they decided on an outright takeover. FreshBooks now owns all equity in Fastbill and the core team with René, Mario and Benjamin stay on board. All former Fastbill shareholders are now FreshBooks shareholders. The Fastbill team is not permitted to speak about the transaction price. We can make estimates about the price range: In 2019 they had approx. 2.5 mn Euros revenue (according to estimates in several databases). Assuming a growth to 3 or even 5 mn Euros annualized revenue in 2021 one can estimate the range of the transaction volume with normal multiples from 45 mn Euros at the low end to 110 mn € at the higher end, adding an “earn-out clause” of approx. 10% over the next few years. Find all links, show notes and further readings here: https://www.startuprad.io/blog/fastbills-exit-to-canada-based-unicorn-freshbooks/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

40m
Nov 18, 2021
Meet TIS - The World’s Leading SaaS-B2B Outbound Payment Platform

MEET TIS THE WORLD’S LEADING SAAS-B2B OUTBOUND PAYMENT PLATFORM * >  SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio WANT TO BE FOUND BY BUSINESS OPPORTUNITIES OR CONTACTED BY NEW INVESTORS? Get scouted by us, when we have a matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate. * >  THE FOUNDER In this interview, we talk to Jörg Wiemer (https://www.linkedin.com/in/joerg-wiemer/) the co-founder, former CEO and current CSO (Chief Strategy Officer) of the grown-up tech company TIS (https://www.tis.biz/). Jörg had already an extensive corporate background with stops at Deutsche Bank and Douglas Holding (a beauty retailer). Was Senior Vice President and Head of Global Treasury at SAP, where he saw an opportunity and took a leap into entrepreneurship. In 2010 he co-founded TIS. Joe always wanted to interview them, because they have been an important early success story that made startups sexy again. Also, any current or aspiring entrepreneur can learn a lot from Jörg in the interview. Jörg has a lot of good advice from his early times starting TIS. You will find it in the last 1/3rd of the interview. * >  * >  THE TECH COMPANY TIS has been part of FT 100 Europe’s fastest-growing companies in 2019, 2020, and 2021. TIS stands for Treasury Intelligence Solutions (https://www.tis.biz/) and is headquartered in Walldorf. Yes, the Walldorf is also home to SAP. The company has routes within SAP but is by now an independent grown tech company with more than 200 employees worldwide and a strong presence in Europe and North America. Startuprad.io always aims to bring you interesting founder stories, so it was about time to bring you the founder of a successful tech company. * >  THE INTERVIEWER This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn https://www.linkedin.com/in/joernmenninger/ Twitter https://twitter.com/joemenninger Email Find all links and show notes here: https://www.startuprad.io/blog/meet-tis-the-worlds-leading-saas-b2b-outbound-payment-platform/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

31m
Nov 11, 2021
GSA Unicorn Tracker - October 2021 (Bonus)

WELCOME TO THIS MONTH IN GERMAN STARTUPS BY STARTUPRAD.IO – IN A NEWS RECORDING WITH CHRIS (FROM NEW YORK CITY) AND ME JOE (FROM FRANKFURT AM MAIN). GUYS, IT IS OCTOBER, IT IS GETTING COLDER OUTSIDE AND COZIER INSIDE, SO WE BRING YOU ANOTHER “DOPPELPACK” OF OUR NEWS RECORDING! WE BRING YOU ANOTHER BONUS NEWS EPISODE AS PART OF OUR NEWS COVERAGE OF THE GERMAN STARTUP SCENE. WE RECORDED THIS EPISODE ON OCTOBER 25TH, 2021, WRAPPING UP OCTOBER. THIS IS A BONUS EPISODE FOLLOWING OUR SPECIAL COVERAGE OF THE UNPRECEDENTED CREATION OF UNICORN STARTUPS IN THE GERMAN-SPEAKING STARTUP SCENE! SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio https://linktr.ee/startupradio WANT TO BE FOUND BY BUSINESS OPPORTUNITIES OR CONTACTED BY NEW INVESTORS? Get scouted by us, when we have a matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate. Find all the links to our sources and the show notes here: https://www.startuprad.io/blog/gsa-unicorn-tracker-october-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

12m
Oct 28, 2021
This Month in German Startups - October 2021

This Month in German Startups - October 2021 WELCOME TO THIS MONTH IN GERMAN STARTUPS IN OCTOBER 2021 BY STARTUPRAD.IO - IN A NEWS RECORDING WITH CHRIS (BACK HOME IN NEW YORK) AND ME JOE, FROM FRANKFURT AM MAIN. WE RECORDED THIS NEW EPISODE ON OCTOBER 25TH. NOTE THAT THERE IS ALSO ANOTHER EPISODE OF OUR UNICORN TRACKER, GETTING PUBLISHED ALONG WITH THIS EPISODE IN ORDER TO KEEP THE NEWS BRIEF. TODAY WE HAVE TO ANNOUNCE THAT N26 RECLAIMED THE TITLE OF GERMANY’S MOST VALUABLE FINTECH (BUT NOT STARTUP, THAT IS STILL CELONIS), SONO MOTORS IS FILING FOR AN IPO IN THE US - AHEAD OF EVEN DELIVERING THEIR FIRST CAR -, CORONA IS LEAVING THE FIRST TRACES IN THE STARTUP SCENE, FEWER STARTUPS, BUT MORE FUNDING FOR THE SURVIVING ONES. SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio https://linktr.ee/startupradio WANT TO BE FOUND BY BUSINESS OPPORTUNITIES OR CONTACTED BY NEW INVESTORS? Get scouted by us, when we have a matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate. Find our extensive collection of links, sources and the whole show notes here: https://www.startuprad.io/blog/this-month-in-german-startups-october-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

21m
Oct 28, 2021
This Month in German Startups - September 2021 Unicorn Tracker (Bonus)

WELCOME TO THIS MONTH IN GERMAN STARTUPS BY STARTUPRAD.IO – IN A NEWS RECORDING WITH CHRIS (FROM NEW YORK CITY) AND ME JOE (FROM FRANKFURT AM MAIN).    GUYS, IT IS FALL AND WE ARE BACK FROM THE SUMMER BREAK! WE BRING YOU ANOTHER BONUS NEWS EPISODE AS PART OF OUR NEWS COVERAGE OF THE GERMAN STARTUP SCENE. WE RECORDED THIS EPISODE ON SEPTEMBER 28TH, 2021, WRAPPING UP JULY, AUGUST, AND SEPTEMBER. THIS IS A BONUS EPISODE FOLLOWING OUR SPECIAL COVERAGE FROM JUNE!    Get scouted by us, when we have a matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate. Find all links and show notes here: https://www.startuprad.io/blog/this-month-in-german-startups-september-2021-unicorn-tracker-bonus/ WANT TO BE FOUND BY BUSINESS OPPORTUNITIES OR CONTACTED BY NEW INVESTORS? --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

16m
Sep 30, 2021
This Month in German Startups - Summer Wrap-Up (July, August, September) 2021

THIS MONTH IN GERMAN STARTUPS - SUMMER WRAP-UP (JULY, AUGUST, SEPTEMBER) 2021 WELCOME TO THIS MONTH IN GERMAN STARTUPS IN SEPTEMBER 2021 BY STARTUPRAD.IO - IN A NEWS RECORDING WITH CHRIS (BACK HOME IN NEW YORK) AND ME JOE, FROM FRANKFURT AM MAIN.  WE RECORDED THIS NEW EPISODE ON SEPTEMBER 28TH. NOT THAT THERE IS ALSO ANOTHER EPISODE OF OUR UNICORN TRACKER, GETTING PUBLISHED ALONG WITH THIS EPISODE. HAVE A LOOK. THIS WILL BE A BIT LONGER RECORDING. BEST GET A SNACK AND A DRINK RIGHT NOW.  THE SUMMER WAS HOT HERE IN GERMANY IN TERMS OF STARTUPS, BUT NOT SO MUCH IN TERMS OF TEMPERATURE. SINCE WE HAVE THE WEATHER OUT OF THE WAY. LET'S TALK STARTUPS:      Want to be found by Business opportunities or contacted by new investors? Get scouted by us, when we have a matching mandate and enroll your startup in our database: https://forms.gle/DmPtBKJH7MMmJoYo8 https://forms.gle/DmPtBKJH7MMmJoYo8 We don’t sell your data or spam you. We will even reach out to you before we include you in a scouting mandate.  FIND ALL LINKS AND SHOW NOTES HERE: https://www.startuprad.io/blog/this-month-in-german-startups-summer-wrap-up-july-august-september-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

30m
Sep 30, 2021
Meet Austria-Based Monkee – A Fintech With More Than 80% Women as Clients

MEET AUSTRIA-BASED MONKEE – A FINTECH WITH MORE THAN 80% WOMEN AS CLIENTS * >  SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio THE FOUNDER This is one of our interviews, covering a startup from Tirol, Austria, the fintech Monkee (https://monkee.rocks/). We have Martin Granig (https://www.linkedin.com/in/martin-granig-52775054/) in the interview, CEO and co-founder of the fintech. Martin is an engineer by training, having worked more than a decade at Swarovski, in his last position he was leading the global innovation department. He is also currently working on a Ph.D. in savings behavior. It may not surprise you now that Monkee is a startup helping you to save money and with vouchers on the spending as well. During his studies, he also attended 北大 BeiDa (Peking University), Fudan University 復旦大學, London Business School, SDA Bocconi, Ashridge Business School and many more. * >  THE STARTUP The startup Monkee is based in Tyrol, one of the states of Austria (https://en.wikipedia.org/wiki/Tyrol). The goal of Monkee is to improve the financial well-being of its clients. The app works with small nodes in order to help you save money, either for your rainy-day fund or towards an actual goal like a vacation, a laptop or another large purchase. The Monkee-App also helps with (retail)-partners to save money with discounts to get your actual savings goals cheaper. They are also in the process of getting partners for daily necessities. What really differentiates Monkee from other fintechs is that they have 84% women as active clients. That turns the normal client base of fintechs upside down. On the other hand, their female clients also like to interact more frequently with the app. THE MONKEE APP Apples App Store https://apps.apple.com/de/app/monkee-einfach-sparen/id1463043573 Google Play Store https://play.google.com/store/apps/details?id=rocks.monkee.frontapp&hl=gsw&gl=US * >  VENTURE CAPITAL FUNDING Monkee is currently raising a new round of venture capital, they are currently planning to close the round end of 2021. * >  https://www.startuprad.io/blog/meet-austria-based-monkee-a-fintech-with-more-than-80-female-clients/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

37m
Sep 16, 2021
Entrepreneur Tools #6 – How to Start Thinking About Your Corporate Culture

ENTREPRENEUR TOOLS #6 – HOW TO START THINKING ABOUT YOUR CORPORATE CULTURE * >  ENTREPRENEUR TOOLS This is a new series, within Startuprad.io’s YouTube Blog. We meet a lot of people and of course, we talk with some of them about the typical entrepreneur problems. Sometimes an entrepreneur solves known problems in a very systematic way, which we find great, or has great insights. In both cases, we will talk to him or her and bring you these recordings as entrepreneur tools. We are looking forward to your feedback. * >  THE ENTREPRENEUR Michelle Tsing (https://www.linkedin.com/in/laptopradio/) is an investor and entrepreneur. She hosts a weekly show on the Stanford University Campus radio, called Laptop Radio http://kzsu.stanford.edu/schedule/. She used to work at PayPal, Samsung, Cisco, and eBay. She is also a podcast host at Starting Y https://anchor.fm/starting-y, based in Silicon Valley. In addition to that Michelle works with several startups as an advisor. She shares in our 6th episode of entrepreneur tools her thoughts about company culture and how to start thinking about it. Company culture is a very complex topic and we are just scratching the surface here, but it is a good point to start. * >  FURTHER READINGS / ADDITIONAL RESSOURCES __ __ GREAT EXAMPLES __ __ * >  HELPFUL BOOKS (AFFILIATE LINKS) __ __ LINKS AND SHOW NOTES https://www.startuprad.io/blog/entrepreneur-tools-6-how-to-start-thinking-about-your-corporate-culture/ FEEDBACK Reach out to us, here is our audience survey, to give us feedback, suggest topics, interview partners or just to say “Hallo!” https://forms.gle/mLV6mVKwGwKuut8BA THE INTERVIEWER This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn https://www.linkedin.com/in/joernmenninger/ Twitter https://twitter.com/joemenninger Email --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

46m
Sep 09, 2021
Meet Visualvest, the White Label Robo Advisor With € 2.6 bn Client Assets Under Management

* >  * >  THE CEO Olaf Zeitnitz is also kind of a returning interview guest (https://www.linkedin.com/in/dr-olaf-zeitnitz-722b0a1b/). He was part of our Robo Advisor talk, dating back to October 2016, when not every video was turned into an audio podcast. VisualVest is not an average Robo Advisor, it is a white-label company, integrated into a much larger group of cooperative banks in Germany. Olaf studied physics and his Ph.D. studies took him to the CERN particle accelerator, where he was one of the first users of the newly invented internet. He also attended the first www conference. * >  THE CORPORATE STARTUP VisualVest (https://www.visualvest.de/) is part of the cooperative banking group, a group of independent banks – known as Volksbanken and Raiffeisenbanken - (https://en.wikipedia.org/wiki/VolksbankenRaiffeisenbanken https://en.wikipedia.org/wiki/Volksbanken_und_Raiffeisenbanken), working closely together on many services, including asset management. Their asset manager is called Union Investment (https://en.wikipedia.org/wiki/Union_Investment) and VisualVest is a corporate startup of Union Investment and the DZ Bank, the central bank of the cooperative banks in Germany. VisualVest is a SaaS platform. They are basically a toolbox where the different banks within the group can choose their features to create their own robo advisor. * >  YOUTUBE VIDEO FROM OCTOBER 2016 Olaf has been a guest in our robo advisor talk back in 2016, together with other returning guests. You can find it here: https://youtu.be/akCaXmFfgMQ * >  * >  THE INTERVIEWER This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn https://www.linkedin.com/in/joernmenninger/ Twitter https://twitter.com/joemenninger Email KEEP UP TO DATE Here is our publication calendar: https://calendar.google.com/calendar/u/0?cid=MDEyaTI3YWs1MjVxaTNzbWdqbDh2OXRiaW9AZ3JvdXAuY2FsZW5kYXIuZ29vZ2xlLmNvbQ Find all the links and show notes here: https://www.startuprad.io/blog/meet-visualvest-the-white-label-robo-advisor-with-e-2-6-bn-client-assets-under-management/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

35m
Sep 02, 2021
Follow-Up with the All-Digital Health Insurer Ottonova

THE FOUNDER This interview is an overdue follow-up with ottonova, the first German health insurer founded in almost 20 years. Roman Rittweger (https://www.linkedin.com/in/romanrittweger/) is the CEO and Founder of ottonova, not an insurtech, but a fully licensed insurer (https://www.ottonova.de/). Roman had a long and successful career, before founding ottonova. As he says in the interview, in insurance everything takes longer. Roman is a doctor by training, with a Ph.D. in medicine, as well as an MBA from INSEAD. He also served as Platoon Leader in the German mountain troopers and was a consultant with ATKearney and McKinsey, before starting his own companies. He is also a member of the supervisory board of naontek AG, a corporate startup offering digital services to health professionals. * >  * >  VENTURE CAPITAL FUNDING So far ottonova has raised more than 90 mn US$ up to Series D (https://www.crunchbase.com/organization/ottonova-holding-ag) and is a licensed health (re-) insurer in Germany. ottonova will start new talks for a growth equity talks end of 2021. * >  THE AUDIO INTERVIEW FROM 2017 The original interview – the first English interview of ottonova – was published on September 14th, 2017. https://www.startuprad.io/interviews/exclusive-first-english-interview-newly-founded-digital-health-insurer-ottonova/ LINKS AND SHOW NOTES Find all links and show notes here: https://www.startuprad.io/blog/follow-up-with-the-all-digital-health-insurer-ottonova/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

44m
Aug 05, 2021
Meet the Person in Charge of Germany’s €10 bn Startup Program

* >  * > Startups with a significant presence in Germany – from abroad – also can receive money from the funds. >  > Thomas Jarzombek, MdB, Commissioner for Digital and Startups THE COMMISSIONER FOR DIGITAL AND STARTUPS In this interview we talk to Thomas Jarzombek (https://www.linkedin.com/in/thomas-jarzombek-a4227183/) a member of the German Parliament Bundestag, also the Commissioner for Digital and Startups of Germany and in charge of the newly started 10 bn startup program. Thomas is a member of the CDU, Christian Democratic Union, the party of chancellor Merkel.  (https://en.wikipedia.org/wiki/Christian_Democratic_Union_of_Germany). Thomas has also been an entrepreneur before he was an elected official. He started out with implementing Windows 95. Note: In the name tag in the YouTube video, we shorted this to “Digital commissioner”, due to the available space. HOW THE MONEY WILL BE INVESTED NOTE: THERE IS A GENERAL ELECTION COMING UP IN GERMANY ON SEPTEMBER 26TH, 2021. THIS WILL LEAD TO A NEW GOVERNMENT SINCE CHANCELLOR MERKEL WILL RETIRE. THEREFORE, ANOTHER GOVERNMENT MAY CHANGE THIS ALLOCATION. * > We also invest in rocket technology. We have been looking at what Elon Musk does with SpaceX and adapted some of his strategies. >  > Thomas Jarzombek, MdB, Commissioner for Digital and Startups INVESTING INDIRECTLY (AS LP) The new investment program is looking to invest 50% together with private investors, who also chip in the other half. The program will invest in European VCs, focusing on Germany. They are looking for VCs, investing in Germany approx. the money they receive from the program. The largest single investment will be as LP of the European Investment Fund, which will get 3 bn Euros (https://www.eif.org/). HTGF will start the 4th fund with money from the program. Look in our show notes below for the interview with the CEO of HTGF. They raise funds with half of the money coming from the Government and half from private investors, which include already household names like Bosch, BASF, B. Braun, Boehringer, Deutsche Bank, Deutsche Post DHL, Lanxess, RWE, SAP, and many others. You can learn more about HTGF in our interview, see links below. * > We have patient money and I expect the money to be spent over the next 10 years. >  > Thomas Jarzombek, MdB, Commissioner for Digital and Startups INVESTING DIRECTLY: DEEP TECH FUTURE FUND The Deep Tech Future Fund (https://deeptech-future-fonds.de/) is aiming to commercialize innovations from Germany. They are even investing in startups directly, who do not have a business model yet, for example working in quantum computing. 2 bn Euros will be managed by KfW in discretionary accounts to set up specific investment vehicles and their subsidiary Coparion (https://www.coparion.vc/). Part of the money will be managed in discretionary accounts. These vehicles can invest directly in startups. https://www.startuprad.io/blog/meet-the-person-in-charge-of-germanys-e10-bn-startup-program/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

29m
Jul 29, 2021
(BONUS) German Institutional Funds Will Not Invest Big Bugs in Cryptocurrencies

(BONUS) GERMAN INSTITUTIONAL FUNDS WILL NOT INVEST BIG BUGS IN CRYPTOCURRENCIES This is another bonus episode, where we cover interesting – behind the scenes – development in the larger German-speaking tech space. Recently there was a wave of excitement sweeping across the crypto blogs, due to an update in the German Investment Law (https://www.gesetze-im-internet.de/kagb/). The reason: Investments of German institutional funds, since they could – theoretically – invest up to 20% in cryptocurrencies, starting on August 2nd, 2021. Joe gets together with Marco; a specialist lawyer and they talk about what is realistic. Instead of a large wave (theoretical max of ~400 bn €), as many blogs forecast, there may be only a small trickle (likely only millions over time). SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio THE SPECIALIST Marco Zingler (https://www.linkedin.com/in/marco-zingler-14b2a390/) is a seasoned lawyer, with almost 10 years of experience in capital markets legislation. He also holds a degree in Finance. He, therefore, spent most of his career as a specialist for regulatory and investment law, covering for example the changes to the new German investment Law. IS YOUR STARTUP IN NEED OF A BANK ACCOUNT? - AFFILIATE LINKS __ __ THE INTERVIEWER This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn https://www.linkedin.com/in/joernmenninger/ Twitter https://twitter.com/joemenninger Email KEEP UP TO DATE Here is our publication calendar: https://calendar.google.com/calendar/u/0?cid=MDEyaTI3YWs1MjVxaTNzbWdqbDh2OXRiaW9AZ3JvdXAuY2FsZW5kYXIuZ29vZ2xlLmNvbQ Find all the links and show notes here: https://www.startuprad.io/blog/bonus-the-german-institutional-funds-will-not-invest-big-bugs-in-cryptocurrencies/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

31m
Jul 19, 2021
EXCLUSIVE - IDnow Talks About Their Acquisition of Ariadnext

IDNOW TALKS ABOUT THEIR ACQUISITION OF ARIADNEXT * > We are growing organically 50-60% year over year right now organically. >  > Andreas Bodczek, CEO IDnow MEDIA PARTNERSHIP WITH MUNICH STARTUP Munich Startup is the official startup portal for Munich and the surrounding region. It was developed by the City of Munich, the Chamber of Commerce and Industry for Munich and Upper Bavaria and the four entrepreneurship centers of the Munich universities within the framework of the Entrepreneurship Strategy Munich. You can learn more here: https://en.munich-startup.de/ THE CEO This time we have a rarity on our channel because Andreas Bodczek (https://www.linkedin.com/in/andreasbodczek/) is not a founder, but an early investor in the company, which became later the CEO of IDnow. Andreas has been an early business angel, investing in IDnow. So he has been involved in the company for quite some time before he took the job as external CEO. Andreas has been with Bertelsmann, where he worked with dial-up internet connections, building one of the broadest platforms for broadband and Voice-over-IP services in Germany. He later moved to become the CEO of Telefonica Germany (https://www.telefonica.de/) and co-founded Fyber (https://www.fyber.com/ https://www.fyber.com/about-us/ ), which they build up in Germany, the US, and several more companies. They sold the company in 2014. Andreas is also a board partner with Point Nine Capital (https://www.pointnine.com/), a Berlin-based VC fund focused on platforms and SaaS. * > We will conclude most of the integration work streams of Identity TM at the end of this year. >  > Andreas Bodczek, CEO IDnow THE STARTUP IDnow (https://www.idnow.io/products/idnow-videoident/) is an online identification service provider, that helps banks, insurance companies, and other companies to verify the identity of their clients remotely. This has not always been the case in Germany, but IDnow was one of the early companies providing this service. Today IDnow has amongst their clients some well-known names like N26, Solaris Bank or Sixt, Western Union, Tier Mobility, and WeFox. The startup grew early with a strong focus on financial services companies, starting when the German regulator moved to allow so-called “video idents.” Now IDnow extends its services across industries, products, and countries. The acquisition of France-based Ariadnext (https://www.ariadnext.com/) fits in the category of extending in countries, to expand their footprint in France. SPAC DEAL? From our conversation, we took that IDnow has SPAC offers at hand, still evaluating their options. Find all links and show notes here: https://www.startuprad.io/blog/exclusive-idnow-talks-about-their-acquisition-of-ariadnext/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

40m
Jul 15, 2021
This Month in German Startups - June 2021

Welcome to This Month in German Startups June 2021 by Startuprad.io - in a news recording with Chris (Back Home in New York) and me Joe, from Frankfurt am Main. We are reporting live from Germany’s largest unicorn wave ever. We announce two new unicorns (Scalable Capital and Forto (formerly FreightHub)) and Germany’s first Decacorn Celonis, valued at more than 11 bn US$. The 2019 Unicorn Wefox raises large funding of 536 mn € (650 mn US$). About You IPOs for 23 €/share at 4 bn Euro (4.85 bn US$) AND Austria becomes a new most valuable startup with GoStudent (1.4 bn €, 1.67 bn US$), after they had their first unicorn only last month. Plus SolarisBank is rumored to be in talks of a 100 mn Euro VC Deal, which would make them a unicorn as well, to buy up a competitor. Especially active in this frenzy of unicorn creation is Softbank from Japan and Tencent from China. We have a special episode on the unparalleled unicorn creation, which is available on the same channels. If you want to know more about the new Decacorn and unicorns in Germany and Austria you want to listen to this episode as well. We keep here the coverage of unicorns to a minimum. Note: This will be the last news recording before the summer break. There will be no regular news in July or August, but we will be back with news at the end of September, wrapping up the summer news. We are soooooooooo looking forward to the summer that Joe even wears a Hawaii shirt. Be happy for your eyes if you are only listening to this podcast :-) SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: LinkHTTPS://LINKTR.EE/STARTUPRADIO https://linktr.ee/startupradio Find all links, texts, and show notes here on our blog post: HTTPS://WWW.STARTUPRAD.IO/BLOG/THIS-MONTH-IN-GERMAN-STARTUPS-JUNE-2021/ https://www.startuprad.io/blog/this-month-in-german-startups-june-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

23m
Jul 01, 2021
Bonus: This Month in German Startups – Unicorn Stampede

WELCOME TO THIS MONTH IN GERMAN STARTUPS BY STARTUPRAD.IO – IN A NEWS RECORDING WITH CHRIS (FROM NEW YORK CITY) AND ME JOE (FROM FRANKFURT AM MAIN). This is a Bonus Episode covering the Unicorn Stampede in German-speaking countries. This recording is from June 29th, 2021 and all-new unicorns, formed afterward will be covered in our next news podcast, to be published End of September! You may remember that we had another bonus episode last month covering the rise of Berlin-based fintech Trade Republic to become Germany’s most valuable startup? There is already a new king in the country with Celonis becoming Germany’s first Decacorn (valuation above 10 bn US$, here even 11bn US$). We also see that all of these monster fundings are driven by international investors, especially Softbank from Japan and Tencent from China. Find all links and show notes on our blog post here: HTTPS://WWW.STARTUPRAD.IO/BLOG/BONUS-THIS-MONTH-IN-GERMAN-STARTUPS-UNICORN-STAMPEDE/ https://www.startuprad.io/blog/bonus-this-month-in-german-startups-unicorn-stampede/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

17m
Jul 01, 2021
Bonus Episode: Trade Republic becomes Germany’s most valuable Startup with 5.3 bn US$ valuation

Welcome to This Month in German Startups - A bonus episode since we have a new king in town. Trade Republic just became Germany’s most valuable startup with a 900 mn USD funding round backed by investors like Sequoia. Chris joins Joe for this episode. SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link HTTPS://LINKTR.EE/STARTUPRADIO https://linktr.ee/startupradio START IN 2015 - AT COMDIRECT STARTUP GARAGE The story of Trade Republic starts with the comdirect startup garage. comdirect is Commerzbank’s online broker, founded during the late 1990s. Commerzbank again is Germany’s 2nd largest listed bank. So, the founding team Christian Hecker, Thomas Pischke, and Marco Cancellieri started out with the idea of a German RobinHood Trading app (What is today called a neobroker). The Garage helped at the start in 2015 but did back out at funding the startup. The team did not receive funding from comdirect Garage, because one million Euros was too much to invest in a company at a seed stage AFFILIATE LINKS __ __ Find the whole story here: HTTPS://WWW.STARTUPRAD.IO/BLOG/BONUS-EPISODE-TRADE-REPUBLIC-BECOMES-GERMANYS-MOST-VALUABLE-STARTUP-WITH-5-3-BN-US-VALUATION/ https://www.startuprad.io/blog/bonus-episode-trade-republic-becomes-germanys-most-valuable-startup-with-5-3-bn-us-valuation/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

20m
May 27, 2021
This Month in German Startups – May 2021

WELCOME TO THIS MONTH IN GERMAN STARTUPS BY STARTUPRAD.IO - IN A NEWS RECORDING WITH CHRIS (BACK HOME IN GERMANY) AND ME JOE, FROM FRANKFURT AM MAIN. TODAY WE ARE WRAPPING UP MAY 2021 FOR YOU. WE TALK ABOUT THE MASSIVE TRADE REPUBLIC FUNDING, MAKING THEM GERMANY'S MOST VALUABLE STARTUP. WE ARE TALKING ABOUT SPACS AGAIN, GERMANY’S INSTITUTIONAL FUNDS INVESTING IN CRYPTO, AND 3 BN SHOTS OF THE CORONA VACCINE. AS ALWAYS, WE HAVE A GREAT SHOW FOR YOU! HOUSEKEEPING - TIME TO BRAG Stay safe everyone! __ __ TOP NEWS TRADE REPUBLIC IS NOW GERMANY’S MOST VALUABLE STARTUP WITH 5.3 BN US$ SPACS In the US the largest wave of SPAC IPOs is already behind us, but in Europe, it is just gaining speed. Frankfurt Stock Exchange expects up to 20 SPAC IPOs in 2021. In all of Europe, they expect more than 30 HTTPS://BUFF.LY/3H0MMQS https://buff.ly/3h0mMqS AMAZON SHOPS ARE STILL HOT Berlin’s Razor Group raises $400M to buy and scale Amazon Marketplace merchants – TechCrunch HTTPS://BUFF.LY/2PVJULY https://buff.ly/2PVJULY GERMANY RUMORED TO OPEN FLOOD GATES TO CRYPTO INVESTMENTS - THINK AGAIN 'Damn Huge': Germany Opens Up to Institutional Crypto Funds - Decrypt HTTPS://BUFF.LY/3VVX3DU https://buff.ly/3vvX3dU Joe will talk about this soon - as soon as he gets to it - but the main point one has to understand in German institutional funds is that the investors are regulated and not so much the vehicles. 3BN SHOTS ARE COMING Corona vaccine producer BioNTech is looking to produce 3bn shots HTTPS://BUFF.LY/2RHZXLA https://buff.ly/2RHzXlA WE JUST PASSED A SMALL MOMENT IN HISTORY 80 years ago, on May 11th, 1941 german inventor Konrad Zuse started his Z3. This was one of today's first - maybe The first - modern-day computer. He developed it, to take over statistical calculation he found tiresome HTTPS://BUFF.LY/3EEJ3SB https://buff.ly/3eEJ3sB Find all other show notes here: HTTPS://WWW.STARTUPRAD.IO/BLOG/THIS-MONTH-IN-GERMAN-STARTUPS-MAY-2021/ https://www.startuprad.io/blog/this-month-in-german-startups-may-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

26m
May 27, 2021
We bring the German speaking startup scene to you in English

Welcome to Startuprad.io, we cover the German-speaking startup scene since 2015 with our franchise. Since 2019, we eased access to the German-speaking startup scene further with our special interest podcasts Fintech Germany, Blockchain Germany, Deeptech Germany, and German Startup News. We have been called "The Authority on German Startups" and are a Top 0.5% global podcast, according to Listen Notes. Chartable.com scored us in 2020 a global Top 100 Science Podcast, a global Top 150 Tech Podcast, and a global Top 750 Business Podcast. You can learn more here: https://linktr.ee/startupradio  --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

39s
May 20, 2021
Meet the Fintech Behind the 100 mn € Exit Nobody Talks About

ENABLER This recording was made possible by (Hessen Trade and Invest). Learn more about our enabler here: https://www.invest-in-hessen.com/ * > The Finish company later stopped all their activities in Central Europe. This is where I started crossinx. >  > Marcus Laube, Founder and CEO of crossinx THE FOUNDER In this interview, we are talking to Marcus Laube (https://www.linkedin.com/in/marcus-laube/) , the founder and CEO of one of the largest fintech exits this year. He sold the company, he founded in 2007 in 2021 for 100 mn Euros to Unifiedpost Group from Belgium (https://www.businesswire.com/news/home/20210411005030/en/Unifiedpost-Group-and-Crossinx-Join-Forces-to-Create-a-Unique-European-Business-Network). Marcus has been the chairman of the European Fintech Alliance (https://eufintechs.com/) and the co-chairman of the European E-Invoice Service Provider Association (EESPA https://eespa.eu/) The story of Marcus as an entrepreneur is totally fascinating: He was helping one of Lufthansa’s businesses (AirPlus) to get their first website and digitize Germany’s Flag Carrier. This brought him in contact with lots of electronic business ideas, with which he ventured out on his own. His first company was sliding into insolvency. He bought the company out of insolvency and this company stayed afloat by selling chairs and tables. This company was bought later by a company from Finland. This Finnish company stopped their business in Germany and Marcus decided to start over again with founding crossinx in 2007. He now sold this company in a 100 mn Euro plus deal (the deal includes a clause of up to 13 mn € further conditional earn-out payments according to the press statement). Tune in to our exclusive content. * > We call what we do the financial supply chain. >  > Marcus Laube, Founder and CEO of crossinx AFFILIATE LINKS __ __ THE STARTUP crossinx (https://www.crossinx.com/en/) is the leading provider of e-invoicing based service solutions in Germany, working with the largest companies and institutions, such as Nestle, Bayer, TNT, Sixt and the German national government. The company was founded back in 2007 by Marcus Laube. THE EXIT On April 12 Unifiedpost Group announced to acquire crossinx for 100 mn Euros (up to 113 mn €): https://www.businesswire.com/news/home/20210411005030/en/Unifiedpost-Group-and-Crossinx-Join-Forces-to-Create-a-Unique-European-Business-Network The connection came from Marcu’s work in EESPA, where he met Unifiedpost. There has been interest to acquire crossinx 3 years before, but the deal was sealed after the IPO of Unifiedpost at Euronext (Euronext: UPG). https://www.startuprad.io/blog/meet-the-fintech-behind-the-100-mn-e-exit-nobody-talks-about/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

30m
May 20, 2021
How Crowdfunding for EU Startups will Change this Fall

THE UPCOMING CHANGES TO EU CROWDFUNDING RULES FOR STARTUPS SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio THE EXPERT We talk to a former guest, Jamal El Mallouki (https://www.linkedin.com/in/jamalelmallouki/), Managing Director (MD) and Co-Founder of Crowdfunding SaaS tech company CrowdDesk. He is also chairman of the board of directors of Germany’s Crowdfunding Association (https://www.bundesverband-crowdfunding.de/about-the-german-crowdfunding-association-bundesverband-crowdfunding-ev/). He talks with us about the upcoming rules, which will harmonize crowdfunding for startups across the European Union. AFFILIATE LINKS __ __ THE NEW RULES / EUROPEAN CROWDFUNDING SERVICE PROVIDER (ECSP) Currently, Germany has national rules, getting retail investors without any prospectus to invest in startups. Each retail investor can invest up to 25.000 € in total. This limit does not exist for professional investors.  A startup can now raise up to 6 million Euros with crowdfunding. These rules are about to change with upcoming EU rules. You can dig deeper in the rules with the links below. The main points are: __ Crowdlending in Germany is now possible, directly via the crowdfunding platform, the need for an intermediate bank is gone. This also means that crowdfunding is competing with classical bank credit here. __ AFFILIATE LINKS __ __ Find all the links and further show notes here: https://www.startuprad.io/blog/how-crowdfunding-for-eu-startups-will-change-this-fall/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

15m
May 18, 2021
This Month in German Startups - April 2021

WELCOME TO THIS MONTH IN GERMAN STARTUPS BY STARTUPRAD.IO - IN A TRANSATLANTIC NEWS RECORDING WITH CHRIS IN NEW YORK CITY AND JOE, FROM FRANKFURT AM MAIN. TODAY WE ARE WRAPPING UP APRIL 2021 FOR YOU. WE TALK ABOUT SPACS, WHICH HAVE BEEN ALL THE RAGE, BUT NOW THEY GET TO WORK. WE BRING YOU NEWS ABOUT POTENTIAL SPAC DEALS WITH SOLARISBANK, INFARM, LILIUM, AND VOLOCOPTER. THE FIRST THREE EYING A VALUATION OF MORE THAN ONE BILLION. ALSO, WE HAVE A GORILLA UNICORN. FOLLOW US Find all our social media channels, our podcasts, and our internet radio station here: https://linktr.ee/startupradio HOUSEKEEPING - TIME TO BRAG Stay safe everyone! __ Startuprad.io is working tirelessly towards our internet radio station. Now we could onboard Laptop Radio, a Stanford Campus Radio Show covering bleeding edge technology, as well as Radio Free Enterprise. Our friends from IBGR have also completed their show syndication for our internet radio called AgileRad.io Tune in to our radio station to learn more: __ AFFILIATE LINKS __ Learn how to grow your business using the numbers in your profit and loss and balance sheet: https://www.learndesk.us/class/5571076509663232/growth-by-the-numbers-real-small-business-finance-for-real-small-business-owners use our promo code: Access __ All Links and show notes this way please: https://www.startuprad.io/blog/this-month-in-german-startups-april-2021/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

23m
Apr 29, 2021
Meet NECT – Germany’s Most Downloaded Self-Identification App

SUBSCRIBE HERE Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio THE FOUNDER We talk to Hamburg-based Founder Benny Bennet Jürgens (https://www.linkedin.com/in/bennybennet/), the CEO and Co-Founder of NECT (https://nect.com/de/) Germany’s most downloaded self-identification app in 2020. Benny has a past history with insurance companies and found their need for self-identification – required by law – to be a major pain point for them. So he set out to provide a convenient solution, which turned out to be NECT. "My co-founder and I pushed our children in strollers, and we talked about what is next in life for us." Benny Bennet Jürgens, CEO & Co-Founder NECT AFFILIATE LINKS __ Learn how to grow your business using the numbers in your profit and loss and balance sheet: https://www.learndesk.us/class/5571076509663232/growth-by-the-numbers-real-small-business-finance-for-real-small-business-owners use our promo code: Access __ "We got accepted at Insurrect Accelerator Munich and we had to start two weeks later, which did not give us a lot of time to think twice." Benny Bennet Jürgens, CEO & Co-Founder NECT https://www.startuprad.io/blog/meet-nect-germanys-most-downloaded-self-identification-app/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support

27m
Apr 27, 2021