Request your free credit report from Innovis, Experian, Equifax, and Trans Union. You can also visit annual credit report . com to get your 3 major credit bureau credit reports. There have been several consumer information breaches and they may not be able to provide you access to your credit report. So we gave you individual contact information for the 4 consumer reporting agencies. Innovis may not feel that they have to provide you the information that they have on file for you. Visit our website credit building school . com - go to our store section - purchase our DIY total credit repair templates - inside you will find letters to “force” Innovis to provide you with your credit report.